Step-by-step guideThis page in Hebrew
Starting a job in Israel: form 101, pension and your first payslip
When you start a job, fill in form 101 within 7 days, tell your employer which pension fund to use, and arrange tax coordination if you have other income. Then check your first payslip.
Official forms and government websites are almost always in Hebrew only. That is why we show the Hebrew name of each field or document next to the translation: look for exactly these words on the form.
Step by step
- Fill in form 101 (טופס 101, the "employee card") within 7 days of starting work, or by your first payday if that is sooner. Your employer uses it to work out how much income tax to deduct. You also fill in a new one at the start of every tax year, and an update within 7 days of any change, such as marriage, a birth, a new address or a second job.
- Claim every credit point in part ח of the form. As a new immigrant, tick item 4, אני עולה חדש/ה (I am a new immigrant), and attach your Teudat Oleh (תעודת עולה). Not sure what else applies to you? See tax credit points.
- Attach a copy of your ID card with the appendix (תעודת זהות עם ספח). A digital appendix can be downloaded from the Population Authority website. Only have a photo on your phone? Turn it into a PDF with our free image to PDF tool.
- Choose a pension fund and tell your employer. You choose the type of pension insurance and the company that manages it, and fill in joining forms that the employer signs. If you do not choose, the employer insures you in one of the default pension funds selected by the Ministry of Finance.
- Have another income? Arrange tax coordination (תיאום מס) online on the Tax Authority website and give the approval to each employer. This applies to a second job, a pension, or earlier income in the same year, such as unemployment or maternity benefits. Without it, one of your employers may deduct tax at the maximum rate.
- Check your first payslip (תלוש שכר) with the list below. If something does not match, tell the payroll department right away: until the year ends, it can be corrected in the next payslips.
Form 101: the parts of the form
The official form is in Hebrew. Each part has a Hebrew letter:
| Part | What it is | What you fill in |
|---|---|---|
| חלק א | Employer details | Usually filled in by the employer. |
| חלק ב | Your personal details | As on your ID card, including the date of aliyah (תאריך עלייה). |
| חלק ג | Children | Children who are under 19 in this tax year. |
| חלק ד | Income from this employer | Usually a monthly salary (משכורת חודש). |
| חלק ה | Other income | Whether you have other income this year. |
| חלק ו | Spouse | Your spouse's details, if you have one. |
| חלק ז | Changes during the year | Only when you update the form mid-year. |
| חלק ח | Credit points and tax reliefs | Item 4 is for new immigrants. Attach a document for each item you tick. |
| חלק ט | Tax coordination | Only if you have another income. |
| חלק י | Declaration and signature | Sign and give the form to your employer. |
How to use our Hebrew form 101 filler
Our form 101 filler fills in the official PDF in your browser, and nothing is uploaded. The screens are in Hebrew, so choose English in the bar at the top of the tool: a short English line then appears under every field.
- Download the blank official form 101 from gov.il (the tool links to it) and drop the PDF into the tool.
- Go through the 6 steps. The table below says what each field means.
- Sign on the screen, download the filled PDF and give it to your employer with the documents it asks for.
| Hebrew label in the tool | In English | What to enter |
|---|---|---|
| שם פרטי, שם משפחה | First name, last name | As on your Teudat Zehut (ID card). |
| מספר זהות (9 ספרות) | ID number (9 digits) | Including the last check digit. Fewer digits? Add zeros at the start. |
| תאריך לידה | Date of birth | The date picker follows your phone's settings: check which is the day and which is the month. |
| אין לי מספר זהות ישראלי | I have no Israeli ID number | Only then: your passport number, plus a copy of the passport and your Israeli stay permit. |
| מין: זכר, נקבה | Sex: male, female | A woman gets half a credit point more. |
| מצב משפחתי | Marital status | רווק/ה single, נשוי/אה married, גרוש/ה divorced, אלמן/ה widowed, פרוד/ה separated. |
| תאריך עלייה | Date of aliyah | As on your Teudat Oleh. The tool reuses it for item 4, so you type it once. |
| האם אתם תושבי ישראל? | Are you an Israeli resident? | כן (yes) if you live in Israel. |
| חבר/ה בקופת חולים | Member of a health fund | כן (yes) if you are registered with a health fund (קופת חולים). |
| טור 1, טור 2 | Column 1, column 2 (children) | Column 1: the child lives with you. Column 2: you receive the child allowance for the child. |
| מה אני מקבל/ת מהמעסיק הזה | What I receive from this employer | Usually משכורת חודש (monthly salary). |
| זו העבודה היחידה שלי השנה? | Is this my only job this year? | Have other income this year? Answer לא (no), and arrange tax coordination. |
| מספר תיק ניכויים | Employer's deductions file number | Printed on the payslip. Optional. |
| אני עולה חדש/ה | Item 4: I am a new immigrant | Tick it and attach your Teudat Oleh. |
| לא היתה לי הכנסה בישראל מתחילת השנה עד תאריך | I had no income in Israel from the start of the year until | Optional. If you started earning in Israel mid-year, your employer can also give you the points of the months before. |
| חתימה | Signature | Sign on the screen. This is the declaration in part י. |
What to check on your first payslip
- Your name, ID number and start date.
- Your base salary and job percentage, as agreed.
- The number of credit points (נקודות זיכוי): if it is lower than what you claimed, a document may be missing.
- Income tax (מס הכנסה): an unusually high deduction may mean that form 101 or tax coordination is missing.
- Pension contributions (פנסיה): when they should start in your case (see below).
- The bank account your salary is paid into.
Pension: when contributions start
Under the pension extension order, men from age 21 and women from age 20 are entitled to pension contributions. The total is 18.5% of the salary: 6% from you and 12.5% from the employer, of which 6% is for severance pay.
If you already had active pension insurance when you started, you are entitled from the first day: the first transfer is made after 3 months of work (or at the end of the tax year, if sooner), backdated to the start. If you were not insured, you are entitled only after 6 months of work. A collective agreement or your contract can set an earlier date. Bring proof of active insurance, such as the latest quarterly report from your fund, to your employer at the start.
You cannot give up pension contributions, even if you are offered a higher salary instead.
Two jobs at the same time
Each employer sees only its own salary. In form 101, mark in parts ה and ט that you have other income, and the tax coordination sets the right deduction rate for each employer. If you did not coordinate, you can get the difference back only with a tax refund request after the year ends.
Started mid-year? Your yearly credit points are spread over the months you actually work, so the monthly credit in your first payslips may be higher. Keep a copy of the form 101 you submitted and the documents you attached: they save time if you ever ask for a tax refund.
What to do next
Sources
We checked these facts on the official websites (in Hebrew). If anything differs, the official text is what counts.